Christy Silva

Senior Mortgage Advisor

NMLS: 253868

California: 951-265-0860

Idaho: 208-471-4792

christy@treasurevalleymortgage.com

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Loan Programs

Here at Treasure Valley Mortgage, we have the right loan program for you. Whether you are looking for Purchase, Refinance, or Specialized Loans, we can do it!

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Mortgage Calculators

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Refinancing an Adjustable-Rate Mortgage into a Fixed-Rate Loan

Refinancing an Adjustable-Rate Mortgage into a Fixed-Rate Loan

Jan 20, 2026

Learn when and how to refinance an adjustable-rate mortgage into a fixed-rate loan, including costs, timing, and qualification requirements.

A Guide to Buying a Home in Retirement

A Guide to Buying a Home in Retirement

Jan 13, 2026

Learn how to buy the right home in retirement with tips on budgeting, priorities, financing, and long-term planning.

Is Your Mortgage Payment Too High? Here’s How to Lower It

Is Your Mortgage Payment Too High? Here’s How to Lower It

Jan 06, 2026

Learn practical ways to lower your mortgage payment through refinancing, PMI removal, insurance savings, and tax appeals.

What Our Customers Say About Us

We care what our customers think of us and so should you. We are partners in your business and your success is ours.

Rating

5.0

28 reviews

Write a Review

Christy did an awesome job helping us get into our new home! She was very detailed with her numbers and answered all of my frequent questions along th ...

Christy did an awesome job helping us get into our new home! She was very detailed with her numbers and answered all of my frequent questions along the way! She even ended up saving us money when it came time to close. We are thankful for you and your help getting us into our dream home!

1 month ago

Posted on Google

Christy did a fantastic job for my clients! She was available early and late in the day and weekends to answer any questions they had and run scenario ...

Christy did a fantastic job for my clients! She was available early and late in the day and weekends to answer any questions they had and run scenarios. She also succesfully helped with foreign funds for down payment. She made the whole process from qualifying to closing easy! Thank you !

Aldric Angelier

1 month ago

Posted on Google

Christy was absolutely amazing! It was me and my girlfriends first time buying a home and she made the process way less scary and way more exciting an ...

Christy was absolutely amazing! It was me and my girlfriends first time buying a home and she made the process way less scary and way more exciting and fun as well as educating us at the same time! 10/10 would recommend!!!!

2 months ago

Posted on Google

Christy was so helpful throughout our home buying process. She made us feel like a priority, worked with our timeline, and was so patient with us as w ...

Christy was so helpful throughout our home buying process. She made us feel like a priority, worked with our timeline, and was so patient with us as we navigated this new adventure. Thank you!

Isabelle Butler

3 months ago

Posted on Google

My experience with Christy was absolutely fantastic! As a first time home buyer she made things extremely simple to understand and laid out everything ...

My experience with Christy was absolutely fantastic! As a first time home buyer she made things extremely simple to understand and laid out everything step by step for the process. She went above and beyond to make sure I got the best deal I possibly could and was very responsive to my 50 questions. Highly recommend her to anyone looking for a mortgage loan!

3 months ago

Posted on Google

Christy and her communication were top notch. The process was efficient, professional, timely, and as simple as these transactions can possibly be. W ...

Christy and her communication were top notch. The process was efficient, professional, timely, and as simple as these transactions can possibly be. Will use Christy and team again!

4 months ago

Posted on Google

Christy helped me to get into my first home. She took the time to answer all of my questions and made me feel comfortable during every step. I highly ...

Christy helped me to get into my first home. She took the time to answer all of my questions and made me feel comfortable during every step. I highly recommend her for anyone.

9 months ago

Posted on Google

I cannot imagine the mortgage process going any better! Christy was informative, communicative, proactive & transparent. I will use her again and hi ...

I cannot imagine the mortgage process going any better! Christy was informative, communicative, proactive & transparent. I will use her again and highly suggest utilizing her very professional services as well.

10 months ago

Posted on Google

Christy made the home buying process so easy for us. Great communication and super friendly. We are so grateful to have had Christy assist us through ...

Christy made the home buying process so easy for us. Great communication and super friendly. We are so grateful to have had Christy assist us through this life changing process. Thank you Christy!

1 year ago

Posted on Google

Christy is amazing to work with! Proactive and very easy to communicate with. Explained everything in great detail and answered all questions clearly. ...

Christy is amazing to work with! Proactive and very easy to communicate with. Explained everything in great detail and answered all questions clearly. Would work with her again and recommend to anyone

1 year ago

Posted on Google

Wonderful hands-on broker and super responsive and informative— highly recommend! Thank you for everything Christy!

Wonderful hands-on broker and super responsive and informative— highly recommend! Thank you for everything Christy!

1 year ago

Posted on Google

We have had the pleasure of working with Christy on two separate occasions. She listens and finds exactly the best options available and takes the wor ...

We have had the pleasure of working with Christy on two separate occasions. She listens and finds exactly the best options available and takes the worry out of the mortgage process. She is friendly and communicates consistently. Her knowledge of the industry put us at ease, and we look forward to working with her again in the future. Thank you, Christy!

Jesse Marquette

1 year ago

Posted on Google

Christy is a true rockstar of a Loan Officer! Not only did work around the clock to make sure we were kept up to date and Informed of any changes- but ...

Christy is a true rockstar of a Loan Officer! Not only did work around the clock to make sure we were kept up to date and Informed of any changes- but she was able to secure an interest rate that we didn’t think was obtainable in todays market! She is so knowledgeable and reviewed all options with us and answered all our questions. She was always available to us whenever we needed her, and even brought us the sweetest housewarming gift. I would recommend Christy to ANYONE looking to buy/sell or refinance. She is just a powerhouse to work with and we just can’t thank her enough!

2 years ago

Posted on Google

Christy went above and beyond for us to get our new home closed in just 3 weeks! She was very helpful and communicative, and she even got us a much lo ...

Christy went above and beyond for us to get our new home closed in just 3 weeks! She was very helpful and communicative, and she even got us a much lower rate than we ever imagined we could get! She also helped our extended family close their loan a few weeks just before ours, and they were equally happy with her service! She is very knowledgeable and professional and great to work with! Highly recommend!

2 years ago

Posted on Google

We could not have asked for more from Christy. As a first time home buyer I had a lot of questions throughout the process and she was always able to c ...

We could not have asked for more from Christy. As a first time home buyer I had a lot of questions throughout the process and she was always able to clearly explain things to me. Getting a loan in an increasing interest rate environment was a tough task but Christy stayed on top of things and locked us in with perfect timing to get what I believe was the best rate possible. The process was very smooth; I would definitely recommend her and would use her services again in the future.

2 years ago

Posted on Google

100/10 recommend working with Christy Silva! She made the process so easy to understand and streamlined every step. All of the first time buyer stress ...

100/10 recommend working with Christy Silva! She made the process so easy to understand and streamlined every step. All of the first time buyer stress was put to ease knowing I was in capable hands.

2 years ago

Posted on Google

Christy Silva is super helpful and made starting the loan process easy and understandable for a new homeowner. She is very knowledgeable and is easy t ...

Christy Silva is super helpful and made starting the loan process easy and understandable for a new homeowner. She is very knowledgeable and is easy to talk to about any questions or concerns that were brought up during and after the home buying process.

2 years ago

Posted on Google

Hi, Just wanted to Thank Christy for everything!!! She started off with a welcoming introduction (lots of energy, with facts). She followed through f ...

Hi, Just wanted to Thank Christy for everything!!! She started off with a welcoming introduction (lots of energy, with facts). She followed through from beginning to end to make the Escrow process smooth including an obstacle that was immediately worked out in favor of our Buyers......and she did while being out of state. I would feel more than confident working with Christy over & over. Respectfully, Perry Abourisk California Real Estate Agent since 1987

2 years ago

Posted on Google

Treasure Valley Mortgage is amazing to work with! I will forever recommend them to my friends and family. Top notch client service! If you are looking ...

Treasure Valley Mortgage is amazing to work with! I will forever recommend them to my friends and family. Top notch client service! If you are looking for to get in your dream home quickly and easily, give them a call!!

Felicia Kennedy

3 years ago

Posted on Google

Simply put...Christy is a "Rockstar"! She made securing my new home financing extremely easy. She was very informative with the entire process and a ...

Simply put...Christy is a "Rockstar"! She made securing my new home financing extremely easy. She was very informative with the entire process and always communicated with every step along the way. I would highly recommend Christy to anyone who's looking to secure financing for their new home.

3 years ago

Posted on Google

Christy is absolutely the best at what she does!! Christy has helped me with numerous transactions over many years and with each one, her expertise, f ...

Christy is absolutely the best at what she does!! Christy has helped me with numerous transactions over many years and with each one, her expertise, follow up, and strategic thinking has been stellar! Her extensive knowledge and access to many different programs to match your current situation is such a plus. You just can’t get that level of service, value, and experience anywhere. I have referred Christy to friends and family and she always takes amazing care of them. I would highly recommend Christy and her business for all your loan needs! As mentioned, she is the best!!

3 years ago

Posted on Google

Christy was a great help throughout the whole loan process! She kept me informed on any changes or updates and answered all questions I had. Definitel ...

Christy was a great help throughout the whole loan process! She kept me informed on any changes or updates and answered all questions I had. Definitely recommend her for anyone needing help from a loan officer.

3 years ago

Posted on Google

I worked with Christy on my refinance and it was the quickest I have ever experienced. She was very easy to reach and responded quickly to all of my q ...

I worked with Christy on my refinance and it was the quickest I have ever experienced. She was very easy to reach and responded quickly to all of my questions and concerns. She put me at ease and got the job done in record time and best of all was able to save me a considerable amount of money. I highly recommend Christy Silva and Miller Financial.

4 years ago

Posted on Google

Christy Silva is an amazing mortgage broker! She answered all our questions and reworked our file with different ideas to find the perfect product for ...

Christy Silva is an amazing mortgage broker! She answered all our questions and reworked our file with different ideas to find the perfect product for us. She is attentive, professional, and efficient. You are in good hands with Christy.

5 years ago

Posted on Google

Christy is a great loan officer who partners with us here at homepoint! She is very good at helping her borrowers get a great loan on their home! I a ...

Christy is a great loan officer who partners with us here at homepoint! She is very good at helping her borrowers get a great loan on their home! I am grateful to have her work with me!

5 years ago

Posted on Google